Pet Trusts – Do You Have One?

Whether you have a horse, dog, cat, parrot, or even more exotic pets such as a snake or lizard, it is possible to provide for them after you are gone or no longer are capable of tending to their needs by creating a pet trust. A pet trust is a legal arrangement that will specify how to care for and take care financially of your beloved pet and is legally recognized in all fifty states and the District of Columbia. Like wills and other trusts, each state has different laws governing the creation and use of a pet trust so if you move to a different state, include your pet trust in a rewrite, reflecting the state in which you reside.

What Does a Pet Trust Include?

A pet trust operates on a similar principle to a living trust. As the grantor, you have the authority to specify the handling of assets on behalf of your pet through a trustee. The trustee of a pet trust specifically holds cash or other assets solely for the benefit of your named pet. Funds that are held in the pet trust will pay for their care and other related expenses, which can include but are not limited to:

  • Routine veterinary check-ups
  • Grooming costs
  • Feeding and boarding costs
  • Exercise and companionship care
  • Emergency veterinary care

A pet trust may also address end-of-life care preferences and treatments for your pet and burial or cremation arrangements that you prefer once your pet passes. Some states will cap how long a pet trust can continue. In several states, the limit is twenty-one years. We can help you understand the current laws that apply, and we can draft the document for you. 

How to Plan Your Pet Trust and Appoint Your Trustee

You will have to identify and receive permission of the person you want to serve as your trustee. And you may want to identify a successor trustee in the event your pet outlives your first choice of trustee. You may need to establish multiple pet trusts if you have horses and dogs you want looked after, as their care and expenses are markedly different.

There are some typical considerations to account for when structuring your pet trust:

  • The current standard of living and care your pet receives
  • The standard of care you expect your pet’s new caregiver to provide
  • The individuals your select to act as caregivers and successor caregivers
  • How often the caregiver will provide reporting regarding the status of your pet to the trustee
  • The life expectancy of your pet
  • The activation date of your pet trust in the event you become permanently incapacitated before death
  • The probability your pet will develop serious health issues as it ages
  • Cost estimation for the pet’s caregiver needs in handling pet-related expenses
  • Once your pet passes, what will happen to any remaining money in the trust

The last consideration is of particular importance if you heavily fund your pet trust or they pass away far more quickly than anticipated. It is easiest to split any remaining money among your will beneficiaries or donate the money to a charity.

Your pet must be readily identifiable through means such as a microchip to ensure the pet trust does not suffer financial fraud or abuse of its terms. Photos and physical descriptions of your pets are also relevant, but the most secure way to protect your pet’s identity is through a microchipping process. 

Set Intension for Your Pet in Your Pet Trust

Make your wishes very clear as to how to care for your pet. Certain foods or specific brands of food may be a preference to include. Scheduling exercise or walks in particular places or playtimes may be a routine you wish to continue for your pet, especially as they adapt to their loss of time with you. You can include all of this guidance in a pet trust. Your estate planning attorney will help you shape your plan to cover every situation you feel relevant for your pet. Also, be sure to provide your trustee and pet’s designated caregiver a copy of the pet trust and any updates to the trust as you might move or your pet may predecease you.

A pet cannot legally inherit from your will, so a pet trust becomes necessary to outline the financial and loving care your pet will need in your absence. Pets are a huge part of American life, and more than ever, people want to provide for their beloved creatures. A pet trust protects your pet in the future and your peace of mind. If you’re ready to discuss how to set up a trust for your pet, we’d be happy to help.

Call our Elder Law Care Center NOW at 781-871-7526 to register for our next free educational elder law workshop. When you attend the workshop you will receive your $500 coupon to use in your initial meeting with one of our elder law attorneys because it is available for a limited time. 

Patrick Kelleher is an author and Estate Planning & Elder Law attorney and founder of the elder law care learning center in Hanover, Massachusetts. Patrick has been teaching free educational workshops for over 10 years at his learning center and surrounding communities. Learn more at or follow Patrick Kelleher on Facebook because you will learn a lot!  Offices in Hanover and Quincy. You can find Patrick’s new book “How to Avoid the Four Headed Monster” of Estate Planning & Elder Law on Amazon at

Our Elder Law Care Team serves families in Boston, Milton, Canton, Randolph, Dedham, Norwood, Westwood, Quincy, Weymouth, Braintree, Weymouth, Hingham, Norwell, Hanover, Hanson, Marshfield, Duxbury, Pembroke, Scituate, Hull, Cohasset, Abington, Rockland, Holbrook, Kingston, Carver, Plympton, Bridgewater, East Bridgewater, West Bridgewater, Plymouth, Barnstable, Sandwich, Wareham, Pinehills, Sharon, Avon, Brockton, Easton, Mansfield, Franklin, Newton, Wellesley, Needham, Bedford, Concord, Lexington including Suffolk County, Norfolk County, Plymouth County, Barnstable County, Bristol County, Middlesex County, Essex County, south shore, north shore, Metro-west suburbs, cape cod and surrounding communities. 

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