The advent of the Coronavirus (COVID-19) pandemic has given rise to many new internet and telephone, text, and even in-person scams. Many of the scam artists will pose as well-known and trusted sources of authority using malicious links that may look or sound like they are official. To be clear, the World Health Organization’s uniform resource locater (URL) is WHO.int, and the United States Centers for Disease Control and Prevention URL is CDC.gov. When looking for local information, be sure to search online for official government offices and websites to ensure you are getting valid data. No government agency is going to phone or text your number to ask for bank account information, nor will they come to your door, ostensibly providing testing kits and cures for a fee. If you feel you have been a victim or nearly a victim of fraud, contact the US Department of Justice web page or the US Department of Justice’s National Center for Fraud Hotline at 866-720-5721 to relate your experience.

The Justice Department is reporting that scams exploiting the COVID-19 pandemic are as global a problem as the virus itself. They recommend being cautious regarding unsolicited, fraudulent healthcare schemes, including testing and treatments. Also, be wary of unwanted phone calls and emails from anyone claiming to be a Treasury or and IRS employee. Remember that the IRS’s first form of communication is via postal mail and not the phone. Finally, the Justice Department cautions about the increase in cryptocurrency fraud schemes that can include incidents of attempted blackmail, work from home scams, and paying for treatments or equipment that does not exist, or investment scams. The US Department of Justice recommends visiting: coronavirus.gov, cdc.gov/coronavirus, usa.gov/coronavirus, fbi.gov/coronavirus, and justice.gov/coronavirus for accurate and up to date information about the coronavirus. 

If you do receive unsolicited requests about your personal or financial information, spend extra time evaluating the message contents even if it appears to be legitimate at first glance. Do not respond to these requests as you can always contact your bank or whatever entity is soliciting your information directly. Often a scammer will ask you to input your login username and password, share bank details like routing numbers for bank transfers or virtual currency; even your home address provides scammers with needed data. If you do not know the person, or cannot verify the business, or institution contacting you, do not respond. Instead, report it to the Justice Department’s Fraud Hotline listed above. 

Any charitable donations you make during this pandemic should be made so directly at the charity website. Scam artists want to take advantage of your goodwill and will request donations for COVID-19 relief efforts through a bogus charity. Do some research ensuring that any contribution you make is to a legitimate non-profit organization. If you do not want to do the research yourself, you can rely on a digital search through an organization like Charity Navigator. Type in the charity’s name and the website performs a metasearch that can validate the charity and provide star ratings and other information. Though the site offers an easy donation button, it is advisable to go directly to the charitable website to make your pledge. 

If you have questions or would like to discuss planning opportunities for you or a loved one, please don’t hesitate to reach out.

To learn more watch our next free educational virtual on-demand estate planning and elder law webinar at www.elderlawcare.com because you will learn a lot. Contact our friendly elder law care team at 781-871-7526 or contact pat@elderlawcare.com to register for the next webinar because we fill up quickly.

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Patrick Kelleher is an author and Estate Planning & Elder Law attorney and founder of the elder law care learning center in Hanover, Massachusetts. Patrick has been teaching free educational workshops for over 10 years at his learning center and surrounding communities. Learn more at elderlawcare.com or follow Patrick Kelleher on Facebook because you will learn a lot!  Offices in Hanover and Quincy. You can find Patrick’s new book “How to Avoid the Four Headed Monster” of Estate Planning & Elder Law on Amazon at https://www.amazon.com/How-Avoid-Four-Headed-Monster-Financial-ebook/dp/B084MB96SK

Our Elder Law Care Team www.elderlawcare.com serves families in Boston, Milton, Canton, Randolph, Dedham, Norwood, Westwood, Quincy, Weymouth, Braintree, Weymouth, Hingham, Norwell, Hanover, Hanson, Marshfield, Duxbury, Pembroke, Scituate, Hull, Cohasset, Abington, Rockland, Holbrook, Kingston, Carver, Plympton, Bridgewater, East Bridgewater, West Bridgewater, Plymouth, Barnstable, Sandwich, Wareham, Pinehills, Sharon, Avon, Brockton, Easton, Mansfield, Franklin, Newton, Wellesley, Needham, Bedford, Concord, Lexington including Suffolk County, Norfolk County, Plymouth County, Barnstable County, Bristol County, Middlesex County, Essex County, south shore, north shore, Metro-west suburbs, cape cod and surrounding communities.